We strongly recommend that you study ALL payment methods to choose the best one for yourself.
Always check the up-to-date info in your MС Pay account when you withdraw money or add a payment method.
We make payments to e-wallets of the following payment systems: Capitalist, PayPal, QIWI Wallet, Payoneer, YooMoney, WebMoney, pay to bank cards, make wire-transfers via Payoneer and TransferWise, transfer to mobile carriers and pay to Bitcoin and Tether cryptocurrencies. Features of each payment method:
Bank transfers:
1) Bank transfer in USD/EUR/local currency
Method availability, provider and commission depend on your country.
For most countries, bank transfer to an account in USD is available with the following commissions:
at $500 – 5%;
at $500 – $50;
more than $10,000 – $100.
For users from USA: $5.
Also, the following commissions can be offered to a number of countries:
up to $10,000 – $50;
at $10,001 – $100.
Minimum threshold: 100$.
Maximum threshold: 100 000$.
and
up to $500 – 5%;
from $500 to $1,000 – $25+3%;
from $1,000 – $40+1%.
Bank transfer to an account in EUR is available to users from Europe, including Vatican and Montenegro. Commission: 2 USD.
Bank transfer to an account in local currency. Commission: 5 USD.
If 2 or more methods/commission sets are available for your country - all will be offered.
Card payments:
2) Payments to a Visa/Mastercard/Union Pay Bank card (Capitalist, Paymaster24)
The term for funds is from 1 to 5 working days.
The method of Transfer to a Paymaster card (USD) (available for all countries except Russia). Only for Mastercard holders.
Commission: 2.5% + $4.
Minimum threshold: $14.25
Maximum threshold: $2500
ATTENTION:
Works ONLY with Mastercard
Do not make transfers to: Alfa Bank RB, SBERBANK RB, BSB Bank, BELINVEST, BELGAZPROMBANK, BELVEB as well as on cards issued by these banks
Unavailable for the Russian Federation
Do not make transfers to bank cards of the following countries: Albania, American Samoa, Afghanistan, Barbados, Botswana, Burkina Faso, Ghana, Vanuatu, Guyana, Guam, Iran, Iraq, Laos, Libya, Cambodia, Cayman Islands, Mali, Mauritania, Mauritius, Myanmar, Morocco, Nicaragua, Panama, Pakistan, North Korea, Northern Mariana Islands, Somalia, Senegal, Sudan, South Sudan, Syria, Yemen, Uganda, Zimbabwe, USA, Jamaica, Cuba, Canada, Latin America, Sri Lanka, Caribbean countries, as well as transfers to Crimea.
If the currency of the card does not match the currency of the transfer, the conversion will be made at the rate of the issuing bank of the recipient's card.
The Capitalist Bank Cards (Russia) method is available for Russian users to withdraw to RUB.
Commission: 3.9% + 35 RUB.
Minimum threshold: $2.
Maximum threshold: $850.
The method of Transfer to the Capitalist card (USD) (available for all countries). Only for Mastercard holders. THE METHOD IS TEMPORARILY UNAVAILABLE
Commission: 4.5% + $4
Minimum threshold: $15
Maximum threshold: 2000$
The To the card VISA (USD) method (provider - Ecommpay).
Commission: 2,5% + 4$.
Available countries: Ukraine, Kazakhstan, Poland. Kyrgyzstan, Uzbekistan, Azerbaijan, Italy, France, Cyprus, Bulgaria, Tajikistan, Armenia, Lithuania, Croatia, Sweden, Mexico, Thailand, Moldova, Czech Republic, Latvia, Vietnam, United Kingdom, Romania, Morocco, Serbia, Spain, Slovakia, Albania, Germany, Ecuador.
To withdraw to UAH, you can use the Capitalist Card Transfer (Ukraine) method (for VISA or Mastercard holders). The commission is 3%, the minimum threshold is $ 5, the maximum threshold is $ 450.
For withdrawal to KZT - by Transfer to the Capitalist card (Kazakhstan) (for VISA or Mastercard holders). The commission is 3%, the minimum threshold is $ 15, the maximum threshold is $ 450.
Both methods are hidden, but open on request.
Attention! Choosing a withdrawal to the card, you risk getting additional commissions and conversions. Study carefully all the available payment methods, perhaps you will find something more suitable.
Payments to e-wallets:
3) Capitalist
Payment system for individuals and businesses. Add a payment method using the Capitalist account number, register on the website.
Main advantages:
free transfers within the system
Capitalist has a single account from which you can make payments to e-wallets, bank accounts, and plastic cards.
The minimum threshold is $0.01. The commission is 1%.
Payments are only in US dollars.
4) QIWI Wallet
An electronic wallet with its own currency, which is equivalent to the Russian ruble. Add a payment method to your MC Pay profile by phone number in international format.
Main advantages:
you can add a Qiwi card to pay for Apple Pay
cash-back for online purchases
the ability to make a large number of payments online and abroad
if there is no Internet, as an option, transactions are carried out via SMS
you can also open a QIWI Bank card with a single balance with your wallet.
The minimum withdrawal threshold is $2.00, and the maximum per transaction is $200.
The commission is 4%, registration is done via mobile phone number.
IMPORTANT! The QIWI e-wallet number must be entered in an international format, such as 7(999)111-11-11 or 380(66) 111-11-11 (without the "+" sign at the beginning).
Please note that Qiwi is not well integrated with other payment systems and does not cooperate with Sberbank.
5) PayPal (Hyperwallet)
The largest electronic payment system, signing up to MC Pay via email, which is registered for a PayPal account. Main advantages: refund for online purchases (subject to cooperation between the online store and the payment system. For example, AliExpress, eBay), the ability to make a large number of payments online. No commission is charged for withdrawing funds from the PayPal balance to a local bank account, to a confirmed card. However, some banks may charge a transfer fee.
In MC Pay, you can transfer money to PayPal via Hyperwallet provider, a platform for fast, accessible, and safe money transfers worldwide.
PayPal (Hyperwallet) availability depends on the country you live in. Check the list
to find out if there are any restrictions on accepting payments and transfers.
To add a payment method, check if all data is filled. Check "General information about user" and "Primary legal information about user" in the Settings tab of your Profile. The information must be filled in English, the first and last name must be free of numbers and other characters.
Commission: 2%, but not more than 22$
IMPORTANT!
We transfer to PayPal only in USD.
You do not need to register with Hyperwallet. To receive money, you must be 18 years old.
6) Payoneer
A payment system that provides financial services and online money transfers.
Main advantages:
free transfers within the system
the ability to withdraw money from most ATMs with the MasterCard logo in USD or national currency. If the ATM supports USD, you can do it in USD, otherwise - in the national currency
linking your wallet to a bank account or Payoneer card, favorable rates and low fees for cash withdrawals: $3.15 for CIS countries (plus, sometimes, bank fees)
The minimum amount is $20, there is no upper threshold. Commission is 1%, but not less than $3. Whether the withdrawal amount is $ 20 or $1,500. Registration by e-mail.
7) Webmoney
The minimum threshold is $0.01, and the maximum is $50,000.
International payment system, where the unit of measurement is the WebMoney title sign. They are stored in wallets that are equivalent to different currencies (dollars, euros, rubles, etc.). To add a payment method, you need to enter the number of your WMZ purse. That is a wallet where funds are equivalent to USD. The main advantages: the ability to make a large number of payments online, the system of crediting users.
The commission for withdrawing funds to WebMoney is 2%.
8) YooMoney (former Yandex.Money)
Single-currency e-wallet. Add a payment method to your MC Pay profile-by wallet number (from 11 to 20 digits).
Main advantages:
cash withdrawal without commission for confirmed cards up to ₽10,000 per month, for over ₽10,000 the commission is 3%, but not less than 100 rubles
points and cash-back for online purchases
a free virtual card for payments via NFC devices
issuance of a plastic card worth ₽199 for three years of use
transfer between wallets in the mobile app happens without the commission. On the website the commission is 0.5%, the commission for transfer to a bank card is 3% + ₽45.
The minimum threshold is $0.01, and the maximum per transaction is $240. The commission is 5,5%. Currency rate is defined by the payment system itself. Registration via social networks or an existing Yandex account.
Please note: YooMoney is working exclusively with the Russian ruble, you can only withdraw cash from Sberbank's ATMs. The system is focused on transactions within its limits, it is not profitable to cash out money. The commission for withdrawing funds to a bank card (45 ₽+3%) or withdrawing via an ATM (100 ₽ + 3%) is higher than for other services.
Cryptocurrencies:
9) Bitcoin (BTC) cryptocurrency payment
Bitcoin is the first and most popular cryptocurrency. The supply of Bitcoin is limited, it is impossible to withdraw or cancel transactions in the blockchain, and accounts cannot be frozen.
In MC Pay, payments are made using the CoinsPaid provider. It is the world's largest financial platform. It allows you to convert national currencies into any of the available cryptocurrencies and guarantees the security of transfers.
Commission: 0%.
Minimum threshold: $30.
Please note: the rate is not final and may change during the consideration of the application.
For the relevant rate of cryptocurrency exchange contact our customer support.
10) Tether USDT TRC20 cryptocurrency payment
Tether USDT is a cryptocurrency token whose value is pegged to the US dollar. There are different protocols for issuing the token.
Tether USDT TRC20 is the USDT protocol on the TRON blockchain. Allows you to make transactions and exchange operations in the TRC20 network. When adding a payment method, you need to specify the wallet number in this particular network.
In MC Pay, payments are made using the CoinsPaid provider. It is the world's largest financial platform. It allows you to convert national currencies into any of the available cryptocurrencies and guarantees the security of transfers.
Commission: 0.25% but not less than 2 USDT. The commission for converting from USD to USDT is 4%.
Minimum threshold: $4.
11) Tether USDT ERC20 cryptocurrency payment
Tether USDT is a cryptocurrency token whose value is pegged to the US dollar. There are different protocols for issuing the token.
Tether USDT ERC20 is the USDT protocol on the Ethereum blockchain. Allows you to make transactions and exchange operations in the ERC20 network. When adding a payment method, you need to specify the wallet number in this particular network.
In MC Pay, payments are made using the CoinsPaid provider. It is the world's largest financial platform. It allows you to convert national currencies into any of the available cryptocurrencies and guarantees the security of transfers.
Commission: 0.25% but not less than 50 USDT. The commission for converting from USD to USDT is 4%.
Minimum threshold: $70.
12) Binance Coin (BNB) cryptocurrency payment
ATTENTION. Does not support cryptoexchanges and cryptowallets that require a mandatory field (Memo). Such withdrawals will be blocked. All the money will be lost without refund.
Wallets that are suitable for withdrawing to BNB are individual (personal). If you don’t have your personal wallet, then there are 2 recommendations for BNB
Binance (a wallet only) https://www.bnbchain.world/ru/binance-wallet
Trust Wallet https://trustwallet.com/ru/
Binance Coin is the base token of the Binance exchange. It is used to pay fees and commissions on the exchange, conduct cryptocurrency transactions, and pay for goods and services through applications based on the Binance blockchain.
In MC Pay, payments are made using the CoinsPaid provider. It is the world's largest financial platform. It allows you to convert national currencies into any of the available cryptocurrencies and guarantees the security of transfers.
Commission: 1% but not less than 0.01 BNB.
Minimum threshold:0.05 BNB.
Please note: the rate is not final and may change during the consideration of the application.
For the relevant rate of cryptocurrency exchange contact our customer support.
13) Ethereum (ETH) cryptocurrency payment
Ethereum is both a cryptocurrency and a platform for building blockchain-based decentralized applications. The smart contract system allows users to make purchases, exchanges, register transactions, and sell services without intermediaries.
In MC Pay, payments are made using the CoinsPaid provider. It is the world's largest financial platform. It allows you to convert national currencies into any of the available cryptocurrencies and guarantees the security of transfers.
transactions.
Commission: 1% but not less than 0.003 ETH.
Minimum threshold: 0.02 ETH.
Please note: the rate is not final and may change during the consideration of the application.
For the relevant rate of cryptocurrency exchange contact our customer support.
